Time marches on. It's not too early to have a serious look at your retirement years. No need to worry about the specifics, because whatever plans you envision now will be altered by the events of the future. But the big financial picture needs to be sketched in. As difficult as it may be, financial planning now will make your golden years a treat rather than a trial. Also, take a few minutes to consider what you would do if your job were to suddenly disappear. It could happen! What are your options? Would you be left high and dry? Set aside a thousand dollars; that's right $1000 for our personal wardrobe. It will be worth it. You'll feel good about yourself and the compliments will nourish your battered ego. Don't feel guilty about spending on yourself. You're worth it, aren't you?
